Income Payment Protection Claims Procedure

In the unfortunate event of you becoming Disabled or made Involuntary Unemployed all you need to do is telephone the claims administration help line on 0845 408 0270 and all assistance will be provided.

In order to qualify for a claim you would need to be unable to work due to:

Income Payment Protection Insurance -Unemployment for 30 consecutive days without interruption.
Income Payment Protection Insurance UK -Accident and Sickness (Disability) for 30 consecutive days without interruption.
Income Payment Protection - Hospitalisation for 7 consecutive days without interruption.
Income Payment Protection UK -Carer cover 60 consecutive days without interruption.
income protection insurance - income payment protection quote

Credit Card Payment Protection Insurance

Credit Card & Payment Protection Insurance (CCPPI) which is also referred to as Payment Protection Insurance (PPI) has been in the news headlines a great deal lately, as the extortionate premiums charged by some credit card companies and store cards has been exposed as a complete rip off. The worst offenders only pay 3% of a customer’s outstanding balance in the event of having to claim due to Accident, Sickness (Disability) or Involuntary Unemployment.

Payment Protection Insurance specifically for UK credit cards has always only ever been available from the card providers themselves and that’s why new Credit Card Payment Protection policy offers UK card holders a great alternative. Customers simply select an amount between £1000 and £10000 that best reflects the average outstanding balance across their credit card(s).

What’s Unique about Credit Card Protection?

Loan Protection: Independent Loan Payment Protection Insurance Provider UK : UK's lowest cost stand alone credit card cover per £100 of outstanding balance at only £0.65.

Mortgage Payment Protection Insurance: Mortgage Payment Insurance UK: True protection when you need it most – unlike every other credit card payment protection insurance you do not pay for the insurance during a claim period.

Short Term Income Payment Protection Insurance

The need for Income Payment Protection Insurance

No one knows what the future will hold and if you become unemployed or need to look after a partner, spouse, parent or child full time or you were disabled due to an accident or sickness (Disability) you may not be able to meet your financial commitments. Over 70% of people will not qualify for Income Support and those who do will receive a small percentage of their normal income.

Income payment protection insurance provides protection in the event of Carer, Hospitalisation, Accident, Sickness (Disability) and Involuntary Unemployment.

Your cover will cease on the earliest date of the following occurrence:

Income Payment Protection Quotes: You die; or
Income Protection Quote: You retire from work or reach the statutory retirement age, whichever is the earlier; or
Income Protection Quote UK: You stop living or working in the United Kingdom; or
Income Protection Plan: Your premium payment is more than 30 days overdue; or
Income Payment Protection Plan: You or we cancel your cover under this policy.