Payment Protection -TERMS OF BUSINESS

Payment Protection Limited provides various insurance policies on a "non advised basis only". We will offer you a limited range of insurance products for you to choose from. Ask us for a list of insurers we offer insurance from.

You will not receive advice or a recommendation from us. We may ask some questions to narrow down the selection of products that we will provide details on. You will then need to make your own choice about how to proceed.

We do not charge a fee for the services we provide.
We will provide you with comprehensive information to assist you in making an informed decision about the insurance you are considering.

If we cannot match your requirements, we will explain the differences in the policies that we offer and if it is not practical to match your requirements we will provide you with information so that you make an informed decision about your proposed insurance.

We will explain the main features and benefits of the insurance policy that you are considering. We shall also explain any significant conditions or obligations which you must meet. Sample policies are available should you require one.

We shall explain the cost of the policy, including where applicable, any additional taxation costs, together with details about how to make a claim and your cancellation rights. All policies offered by Payment Protection Insurance Limited are subject to underwriting by the individual Insurance companies concerned, submitting an application does not automatically guarantee that you will be accepted for cover.